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Loan Officer
Mortgage Diet
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THE MORTGAGE DIET
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The Ultimate Guide to Choosing the Right Mortgage Broker for Your Home Loan
Choosing the right mortgage broker for your home loan
Rate Leaf
4 min
Understanding Different Types of Mortgage Loans: A Guide for Borrowers
Explaining Different Types of Mortgage Loans
Rate Leaf
4 min
5 Must Haves When Applying For Rental Property Loans in Miami
Looking for rental property loans in Miami? We have compiled essential tips for applying and getting approved for the best deals.
Rate Leaf
2
Exploring USDA Home Loans in Miami: A Comprehensive Guide
Thinking of applying for a USDA home loan in Miami? Discover essential tips and considerations to ensure a smooth and successful application
Rate Leaf
1 min
New Qualified Mortgage Rule Set For 2022
Mortgage brokers must use the standard Qualifying Mortgage rule, when asked to consider if a buyer is capable of repaying their mortgage.
Rate Leaf
3 min
How Florida Property Insurance Work?
As a homeowner, it’s important to understand the importance of adequate property insurance coverage.
Rate Leaf
4 min
Next
The Ultimate Guide to Choosing the Right Mortgage Broker for Your Home Loan
Choosing the right mortgage broker for your home loan
Rate Leaf
4 min
Understanding Different Types of Mortgage Loans: A Guide for Borrowers
Explaining Different Types of Mortgage Loans
Rate Leaf
4 min
Exploring USDA Home Loans in Miami: A Comprehensive Guide
Thinking of applying for a USDA home loan in Miami? Discover essential tips and considerations to ensure a smooth and successful application
Rate Leaf
1 min
5 Ways to Get a Low Mortgage Rate
A low mortgage rate can mean the difference between affordable monthly payments and financial strain. Learn more.
Christian Mourra
2 Min
How to Get a Mortgage as a Gig Worker?
Learn how as a Gig worker or someone with non-traditional income can get a home loan and buy the home of your dreams.
Rate Leaf
4 min
Investing Tips for Beginners in the Property Market
As a beginner real estate investor, you need to understand what will set you apart from the rest of the pack. Here are some useful tips
Rate Leaf
5 min
Get That House You've Always Wanted With a Renovation Loan
Learn how you can use a Renovation Loan to buy your home at an affordable price!
Rate Leaf
3 min
Mortgage Broker: Save Thousands on Your Mortgage
Mortgage brokers are an invaluable resource for consumers looking to purchase a home.
Rate Leaf
6 min
Important Factors in Pre-Approval for a Mortgage
Here’s the 5 things you need to know when getting pre-approved for a mortgage
Rate Leaf
5 Min
Factors That Influence Your Mortgage Rate
Learn about the factors that influence your mortgage interest rate.
Rate Leaf
3 Min
Understand Mortgage Fees That Apply To Your Loan
The Homebuying process can be overwhelming at times: here is a breakdown for you to understand it better.
Rate Leaf
3 min
What Are Closing Costs?
Closing costs are the fees charged for services performed during the home purchasing process.
Rate Leaf
3 min
Title Company, Homestead Exemption & A Man Walk into a Bar
Communication is key to any home buying transaction.
Rate Leaf
3 min
Why Listing Agents Should Question Appraisers
If you have to fight over the results of an appraisal, this can cause days of back and forth rebuttals.
Rate Leaf
3 min
5 Things You Need to Know About Simultaneous Closings
An experienced team of real estate professionals, title companies, and mortgage brokers like Rate Leaf are necessary to complete a successfu
Rate Leaf
3 min
Broker's Open: We Came, We Saw—We Were Stunned
It takes a lot of work to make an open house seem effortless: good staging doesn’t just happen.
Rate Leaf
4 min
Refinance Closing Costs: No Money Out Of Pocket
The point of refinancing is so that you can go home knowing that your finances have been made leaner for the better.
Rate Leaf
3 min
Home Inspections vs. Appraisals
Appraisals are more about home value than safety, inspections are in-depth reviews of a home’s fitness.
Rate Leaf
2 min
In Law Quarters: Smart Investment Or Not?
Unlike Airbnb, accessory dwelling units are a permanent fix for renters and homeowners at the end of their rope.
Rate Leaf
3 min
myFICO Credit Hack
FICO scores are made up of three separate scores that work together under different scoring models to make you eligible for large loans.
Rate Leaf
3 min
Piggyback Loans Are Back
Piggyback loans essentially break up a million dollar loan into two smaller chunks. This decreases your closing costs by about half.
Rate Leaf
2 min
8 Good Home Buying Habits To Have
Explain the 8 things you need to know when buying a home.
Rate Leaf
4 Min
How To Find Pre-Foreclosures
Here are the basic steps to a Pre-Foreclosure purchase
Rate Leaf
3 min
Lenders vs. Brokers: What's the Difference?
Here is a breakdown of the core differences between a Mortgage Lender and Mortgage Broker
Rate Leaf
2 min
How Much Are Title And Escrow Fees?
Closing costs, down payments, mortgage insurance, etc. After appraisal fees, the fees that confuse people the most are title and escrow fees
Rate Leaf
2 min
FHA Loans vs. Conventional Loans
FHA and conventional loans have different loan limits: Approach home buying from different angles depending on the city you want to live in.
Rate Leaf
3 min
Escrow Shortage: Why It Happens And How to Fix It
New home buyers are stumped when they find out that their mortgage payment has increased due to an escrow shortage: Find out why.
Rate Leaf
3 min
Four Point Home Insurance Inspections
Unlike home inspections, four point inspections only apply to homes that are forty years or older.
Rate Leaf
2 min
5 Things You Need to Know Before Buying A Condo
While luxury condos do exist, for the average person, buying an apartment is cheaper than buying a single family home.
Rate Leaf
4 min
Hurricane Season: Buying Homes Up To Florida Building Code
The year a home was built will most likely determine how well it can withstand a hurricane, which directly impacts your safety.
Rate Leaf
5 min
HUD Amends Student Loan Debt Requirements for FHA Loans
We will explain how the new HUD Amendment on Student loan Debt will affect your FHA Loans application.
Rate Leaf
2 Min
An Overview Of The Mortgage Cycle
We will discuss the three main players in the mortgage industry (Ginnie Mae, Fannie Mae, & Freddie Mae).
Rate Leaf
4 Min
Can I waive My Home Appraisal?
Did you know that if you put 20% down on a home, you can waive your home appraisal.
Rate Leaf
3 Min
Understand How Interest Rates Work On “Fixed” Mortgages
This blog will help you understand how mortgage rates work. and how they impact the amount you pay on your loan.
Rate Leaf
3 Min
Competitive Home Loan Rates with Exact Rate
Whether you’re looking to buy or refinance, Exact Rate is a tool that helps us cut off as much fat as possible when you’re applying.
Rate Leaf
2 Min
If You’re Buying a Home in January, You Need This Tip.
Home buying tips in 2022
Rate Leaf
3 Min
New Year—New Loan Limits: Why 2022 Could Save You Thousands
If you’ve been looking to buy a home and have been biding your time as prices skyrocket, then you’re in luck! You could save thousands.
Christian Mourra
3 Min
Efficient Calculation of Variable Income for Fannie Mae
The mortgage application process
Rate Leaf
9 Min
Introducing I-Bolt—The AI Generating Loan Approvals In 15 Minutes
the process to apply and get a home loan
Rate Leaf
3 Mins
Libby, Montana's Legacy: The Asbestos in Our Homes
Libby, Montana is a green place
Rate Leaf
5 Mins
The Best Place To Buy A Vacation Home In Georgia
The Best Place to Buy a Vacation Home in Georgia
Rate Leaf
3 Min
Mortgage-Backed Securities
Investing in mortgage-backed securities (MBS) can provide a stable and potentially profitable opportunity for investors. Learn More.
Christian Mourra
3 Min
How To Generate Income When Homeowners Aren’t Ready To Sell
When people are hesitant to sell their home, they may be tempted to take advantage of the red-hot rental market.
Rate Leaf
3 Min
Refinance Before GSE Fees Go Into Effect
The Federal Housing Finance Agency (FHFA) decided to raise their GSE fees.
Rate Leaf
2 min
FHFA Expands Loan Limits
This has been the fifth consecutive year that the FHFA has expanded loan limits for conforming loans.
Rate Leaf
1 min
Sometimes, You Just Need to Walk Away From the Beach
People are moving further North and inland, away from the beach.
Rate Leaf
2 min
How Mortgage-Backed Securities Work
A mortgage-backed security (MBS) is a type of asset-backed security. Find out how it works here:
Rate Leaf
3 min
How Treasury Yields Affect Your Mortgage Interest Rates
A general rule of thumb is that when treasury yield values go up, mortgage interest rates do too.
Rate Leaf
2 min
Inflation in Latin America & Foreign National Loans
A lot of factors can play into why people choose to invest abroad rather than at home—but the main one is inflation in Latin America.
Rate Leaf
3 min
New Constructions In Miami
Home building slowed down since the crash of '08. Thankfully, things are now picking up, and we're already seeing new constructions!
Rate Leaf
3 min
HB 403: Tallahassee May Decide Florida's Zoning Laws
House Bill 403 could pave the way towards more affordable housing. However, it also redistributes a lot of power towards the state’s capital
Rate Leaf
2 min
New Qualified Mortgage Rule Set For 2022
Mortgage brokers must use the standard Qualifying Mortgage rule, when asked to consider if a buyer is capable of repaying their mortgage.
Rate Leaf
3 min
Get In Loser—Inflation Is Taking The Wheel This Summer
Signs of inflation are proof that the global economy is coming back stronger than ever, let's see why.
Rate Leaf
2 min
What Are Mortgage-Backed Securities (MBS)?
Mortgage-backed security (MBS) is an investment similar to a bond that is made up of a bundle of home loans.
Rate Leaf
4 Min
Why Foreign Countries Invest In U.S Homes And You Should Too
Foreign countries can safely invest in U.S real estate in the form of bonds or securities. But who exactly is buying up our MBS?
Rate Leaf
4 Min
Investing in TikToks & Onions: An Exciting World
TikTok's influence on society which can range from investing in markets and home buying.
Rate Leaf
4 Min
High Inflation: Why a Home Should Top Your Holiday Wishlist
Why Buying a Home During High Inflation Should Be #1 On Your Holiday Wishlist
Rate Leaf
4 Min
Understanding Mortgage Insurance
The home buying process can be overwhelming and confusing, especially when it comes to understanding mortgage insurance. Let me explain.
Rate Leaf
2 Min
How Florida Property Insurance Work?
As a homeowner, it’s important to understand the importance of adequate property insurance coverage.
Rate Leaf
4 min
How To Get Rid Of PMI?
Once you’ve paid off 20% of your mortgage and have a balance of 80% of the original purchase price.
Rate Leaf
3 Min
What Is Mortgage Insurance (MI)?
Learn more about mortgage insurance and how it works for different types of loans.
Rate Leaf
2 Min
Broward Flood Hazards: Raising Buyer Awareness
As Floridians, we tend to take for granted that we live in low-lying areas.
Rate Leaf
2 min
What Is A Deed?
A deed is a signed legal document that transfers the rights of an asset from one party to another.
Rate Leaf
2 min
Homeowner in a Flood Hazard Area in Florida: Citizens Property Insurance
Discover what has caused property insurance premiums to skyrocket.
Rate Leaf
4 min
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