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Members

Our Team

Christian Mourra
Christian Mourra
Chief Executive Officer
Christian is Rate Leaf's CEO.
Ever ambitious, Christian is devoted to serving his clients in order to guarantee a pleasant home-buying experience, all while protecting their escrow deposit.
He created Rate Leaf with the intention of bridging the divide between lenders and realtors. This way clients can enjoy a fuller, faster, home-buying experience.
Stan Thiesfeld
Stan Thiesfeld
Operations Manager
Stan is Rate Leaf's Operations Manager. He oversees the Processing Team and is the one to turn towards when a loan is in a tough spot. His extensive knowledge and passion for the mortgage industry have led him to personally train each processor: ensuring that they are ready to adhere to Rate Leaf's principles, guidelines and values.
Valerie Mourra
Valerie Mourra
VP of Closing
Valerie is in charge of coordinating all of our Loan Closings. Expressive and reassuring, Valerie celebrates each closing as if it were her own. She coordinates with title and escrow companies with all the care in the world. A mom of five and a pet mom of three, Valerie is a natural host, who keeps all of our clients feeling engaged and cared for.
Kosta Thiesfeld-Bennett
Kosta Thiesfeld-Bennett Loan Partner
Kosta is our Loan Partner.
Customer Care is the name of his game: friendly and helpful. He will always make sure that all of our clients are taken care of. He is fluent in English, French, Spanish, and Haitian Creole. He loves to spend time with his family and can usually be found watching historical dramas from around the world.
Krystal Alvareztorre
Krystal Alvareztorre
Sr. Processor
Krystal started in the business as an MLO assistant, before switching full-time to mortgage processing. She's a mother of two and a fantastic communicator.
Borrowers who have Krystal working on their file always feel reassured that their loan is in good hands. Her attention to detail and friendly manner are unmatched.
Jonathan Thiesfeld
Jonathan Thiesfeld
Sr. Processor
Jonathan is a Processor who aligns himself closely with clients and lenders. His friendly manners, communication, and strong negotiation skills make him an exceptional team player. He believes in strengthening customer relationships by providing highly organized service and driven outcomes for each case he manages. He is a fitness fanatic, an avid football enthusiast, and enjoys spending time with family.
Karl-Eric Thiesfeld
Karl-Eric Thiesfeld
Pre-Underwriter
Karl was born and raised in Port-au-Prince, Haïti. He moved to Miami in his early twenties and attended MDCC for 2 years, before working as a real estate appraiser in Miami-Dade and Broward County. A previous resident of Canada, Karl moved back to Miami with his family to work as Rate Leaf's pre-underwriter. His lifelong passions are soccer and football.
Kevin Thiesfeld
Kevin Thiesfeld
Pre-Underwriter
Kevin is a Pre-Underwriter at Rate Leaf and firmly believes in paying it forward. Having spent more than 10 years in Quality Control, he dedicates himself to giving outstanding service and will go above and beyond while reviewing applicants’ files. His motivation lies in building solid relationships with producers and carrier partners while always seeking to obtain the best solution for the client.He loves sports, has a passion for football, and has a mild penchant for collecting cigars.
Samir Maignan
Samir Maignan
Branch Manager
Hello, my name is Samir, and I have been in the Mortgage field since 1996.
My client relationships have spanned that long as well: I have done loans for past clients' family, friends, and even their kids!
I absolutely welcome the opportunity to be a resource for you, your friends, and your family.  I speak Spanish, and Haïtian Creole, but can get by in French also.  
I am honored to be a part of the guardianship of the American Dream: Home Ownership!

Connect with Samir

NMLS: 390713
Email: samir@rateleaf.com
Phone: (904) 444 8500
Gabriel Mourra
Gabriel Mourra
Sr. Loan Advisor
Hi, my name is Gabriel, and I'm a Sr. Loan Advisor at Rate Leaf. I'm passionate about sports, fitness, and the finer things in life. Personally, I believe that we should approach things as efficiently as possible, that is why I make sure to get to work as soon as I've pre-approved you for a home loan.While some people might like to take the more scenic route, I'm a firm believer in setting high standards for any project and getting the job done as swiftly and efficiently as possible. Hit the button below and let's start a conversation.

Connect with Gabriel

NMLS: 2047186
Email: gabriel@rateleaf.com
Phone: (786) 386-1169
Nicolas Mourra
Nicolas Mourra
Sr. Loan Advisor
Hi, my name is Nicolas, and I'm a Sr. Loan Advisor at Rate Leaf. When I'm not at the office, fixing cars is what I live for. Like any good mechanic, I like to tinker with loan options to make sure that I've found the best possible home-buying scenario for my client.So many of my past clients have walked through the door unaware of all of the options they actually have. It's a shame because you can get very creative and save thousands on your mortgage if you've got a broker willing to put in a little elbow grease.

Connect with Nicolas

NMLS: 2025540
Email: nicolas@rateleaf.com
Phone: (786) 386-1126
Vanessa Toro
Vanessa Toro
Certified Mortgage Planner
After 20 years of being in Home Finance, something that I have never taken for granted is what I do for a living: help families purchase their HOME!I am very passionate about educating our clients about finances and how important it is to take control of their financial future. I truly believe we are a key pillar of financial success for our clients, why you may ask... Did you know 83% of the American family's net worth is in the form of home equity?! This is why we operate very differently than your average loan officer.

Connect with Vanessa

NMLS: 164030
Email: vanessa@rateleaf.com
Phone: (954) 646-4644
Terell KillingsEric Carré
Terell Killings
Sr. Loan Advisor
Hello, my name is Terell and I am a Senior Loan Advisor at Rate Leaf. I was born and raised in Miami. I was allotted the opportunity to attend Howard University on a football scholarship serving as a four-year starter and captain on their football team. Over the years, I have helped countless families experience homeownership and have sold millions in volume in real estate. The most rewarding part is helping people that look just like me to overcome the invisible barriers in the real estate market.

Connect with Terell

NMLS: 2028547
Email: terell@rateleaf.com
Phone: (305) 336-0075
Greg KillingsEric Carré
Greg Killings
Sr. Loan Advisor
Hello, my name is Greg, and I am a Sr. Loan Advisor at Rate Leaf. I was born and raised in Miami and received my Bachelor of Arts from Rice University in Houston, TX with concentrations in Mathematics and Statistics. I also lettered in four years of Division 1 Men's Basketball while enrolled. I enjoy sports, music, films, and leisure time. I have years of experience in business development and I love to solve problems of any magnitude.

Connect with Gregory

NMLS: 2327275
Email: gregory@rateleaf.com
Phone: (786) 859-9672
Ray RamosEric Carré
Ray Ramos
Sr. Loan Advisor
Hi, I'm Ray, a Senior Loan Advisor with Rate Leaf, located in Sunny South Florida.
I specialize in working with investors, and in helping with short or long-term financing solutions. I also have an extensive background in hospitality and am proud of being selected as one of the most inspiring bartenders in the United States. I was one of 50 bartenders selected nationwide to be showcased in Las Vegas.

Connect with Ray

NMLS: 1852032
Email: ray@rateleaf.com
Phone: (954) 504-6274
Greg KillingsEric Carré
Eric Carré
Sr. Loan Advisor
Hi, I'm Eric, and I'm a loan advisor at Rate Leaf. In my spare time, you can find me looking for a new foodie hotspot or spending quality time with my son.
I believe in quality, not quantity, and I look to find the best loan option available for my clients in the current market.​
With many years in the industry, whether you're looking to buy your first home or refinance your mortgage, you are in good hands.

Connect with Eric

NMLS: 1881533
Email: eric@rateleaf.com
Phone: (954) 526-5938
Franz ThiesfeldFranz Thiesfeld
Franz Thiesfeld
Account Executive
Franz is an Account Executive.He is a versatile executive and client advocate with many years of experience in account management. He excels at generating and maximizing revenue. His unique and wide-ranging skill set has enabled him to successfully contribute in a variety of roles. He enjoys quality family time and is fond of Formula 1.
Luis Felipe Leal De SanMartinFranz Thiesfeld
Luis Felipe Leal De SanMartin
Account Executive
Luis is the Account Executive at Rate Leaf. His 30-year-expertise lies in strategic marketing & sales. His deep knowledge of the industry combined with his experience in guiding campaign development, product launches, and content strategy, make him excellent at crafting high-impact, communications and maintaining consistent contact with clients.
Misha BennettFranz Thiesfeld
Misha Bennett
Account Executive
Misha is an Account Executive. From foreign investors to first-time buyers, his scenario modeling has become a valuable tool for the business. By better planning for the future, mitigating risks, and capitalizing on opportunities, he ensures that clients get into the home of their dreams and is here to help them find a loan that fits their exact needs.
Patrick DorelienFranz Thiesfeld
Patrick Dorelien
Account Executive
Patrick is an Account Executive and also a real estate agent. He has successfully provided undeniable support to different teams, and his transparency along with his team-player mindset has resulted in consistent client satisfaction. He builds and maintains long-lasting relationships by virtue of ensuring clients’ expectations are always met. In his free time, he enjoys going to the gym, indulging in watersports, and attending networking events.