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Product Details

  • Up to 100% financing available
  • Available for purchase, cash-out or rate-term refinance
  • Home must be in a designated eligible USDA area
  • Not limited to first-time homebuyers
  • Income limits to qualify to vary by location and household size

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USDA Home Loans

A USDA / Rural Development Home Loan is a mortgage for homebuyers in qualified rural areas.

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Frequently Asked Questions

What Is A USDA Home Loan?
Mortgage FAQ

The USDA loan is a mortgage loan for rural homebuyers.

These loans are issued by USDA-approved lenders and guaranteed by the U.S. Department of Agriculture.

Can A First Time Homebuyer Qualify For A USDA Loan?
Mortgage FAQ

Yes, these loans are for first-time homebuyers and buyers who have purchased homes before.

Is A Down Payment Required For A USDA Loan?
Mortgage FAQ

Qualified borrowers can purchase a home without a down payment.

A lender can offer more information about down payment options and eligibility.

Mortgage FAQ

Let us be your partner in your home buying process.

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Rate Leaf Inc. (Rate Leaf Mortgage Brokers, Rate Leaf) is a wholesale mortgage broker. This advertisement is not a commitment to lend. Receipt of this advertisement does not mean you have been pre-qualified or pre-approved for any product or services we offered. Interest rates and APRs are for informational purposes and do not include all applicable fees. 15-year and 30-Year fixed Interest rate quoted are based on a Home Purchase of $400000 at 90% loan-to-value (LTV) with an estimated 700 FICO Score, actual rates, payments, and costs may differ. To get the most accurate information please contact us directly. Quotes are always complimentary, with no obligation to proceed. Note: Loan limits may vary by county
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