Please ensure Javascript is enabled for purposes of website accessibility

Product Details

  • Up to 100% financing available
  • Available for purchase, cash-out or rate-term refinance
  • Home must be in a designated eligible USDA area
  • Not limited to first-time homebuyers
  • Income limits to qualify to vary by location and household size

USDA Home Loans

A USDA / Rural Development Home Loan is a mortgage for homebuyers in qualified rural areas.

Frequently Asked Questions

What Is A USDA Home Loan?
Mortgage FAQ

The USDA loan is a mortgage loan for rural homebuyers.

These loans are issued by USDA-approved lenders and guaranteed by the U.S. Department of Agriculture.

Can A First Time Homebuyer Qualify For A USDA Loan?
Mortgage FAQ

Yes, these loans are for first-time homebuyers and buyers who have purchased homes before.

Is A Down Payment Required For A USDA Loan?
Mortgage FAQ

Qualified borrowers can purchase a home without a down payment.

A lender can offer more information about down payment options and eligibility.

Mortgage FAQ