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Start Pre-Approval

Buying a home is a competitive process, but there is one way to give yourself an advantage, by getting a pre-approval letter and a verified DU®.
Pre-approval letters and DU® certify that you qualify to buy a home within a set price range. Once that's done, you can start shopping for a home.
Please fill the form below to begin the pre-approval application.

What are you looking for?

Please choose below how we can help

Mortgage Pre-Qualification
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Tell us about your loan

We will use this information to review your information and history so that we can provide you with accurate loan options.

How much are you looking to spend on a home? *
What will your downpayment be? *
Loan Term
Estimated Credit Score
Are you a First Time Home Buyer
Loan Information
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When do you plan to purchase your home?


Plan to Purchase
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Please tell us the type of property you are applying the loan for
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Property Description
Please tell us how the property will be used
Property Use
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Tell us about yourself
Please enter your full name *
Please enter a phone number *
Please enter your email *
Street Address where you intend to buy
What is your current Zip Code?
Contact Details
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Please ensure that all required fields marked with asterisk (*) have been completed.
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Mortgage Application

Thank you for taking the time to complete this pre-qualification. We appreciate your application, and we would like to assure you that we are diligently working on it. Within the next hour, we will get back to you with a comprehensive quote and estimate.

Nicolas Mourra
Christian Mourra
Gabriel Mourra
Jocelyn Falero
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One of our Loan Officers will be reaching out to you soon.
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Google Reviews

Realtor in Miami
First Time Home Buyer
FHA Renovation Loan Client
Realtor Partner with Rate Leaf
Client bought a Home through Rate Leaf
Rate Leaf Google Reviews

An amazing team to work with. Very thorough and they followed up every step of the way to our closing date. We would highly recommend Rate Leaf to get you the best rate and the best loan available.

Happy Home Loan Client

Donna Brown

We chose rate leaf because they provided clear answers to all our questions. They were honest brokers that really put themselves in their clients shoes and gave us the best guidance throughout the whole process. Any issue that presented itself, they worked diligently to find solutions and communicated with us every step of the way. They are smart, savvy, caring, and they made us feel like family. So much so, I've kept their contact... they are really good people. Nicolas, Franz, Stan and the whole team at Rate Leaf deserve all the success they are bound to achieve. Thank you all so much for getting us across the finish line into our dream house and home!.

First time Home Buyer

Gary Sanon-Jules

loans

Lending Services

Begin the process
VA Loan
VA Loan
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A home loan with special benefits for veterans.
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You’re an active-duty military member or veteran or the widowed spouse of a veteran.
Conventional Loan
Conventional Loan
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The standard 30-year-fixed mortgage.
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Offers lowest down payment option of 3% (if you qualify).
FHA Loan
FHA Loan
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Home loans for first-time home buyers.
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Offers low down payment option of 3.5% (if you qualify).
Jumbo Loan
Jumbo Loan
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Loans for homes valued above the conventional limit of $647,200.
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Closing costs are higher (about 5% of loan amount).
Foreign National Loan
Foreign National Loan
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Loans for investment properties for foreign nationals.
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Borrower cannot live in the US.
USDA Loan
USDA Loan
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Loan funds may be used to help low-income individuals or households purchase homes in rural areas
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No down payment is required
Commercial Loans
Commercial Loans
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This is a great program for investors that fix and flip properties quickly.
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Close fast to compete with cash buyers
Bank Statement Loans
Bank Statement Loans
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Loans up to $3 million with a minimum of $150,000
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12 or 24 months business or personal bank statements
No Income Investment Loan
No Income Investment Loan
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Debt-service-coverage-ratio loans use the rental income of the property to qualify for the mortgage without any requirement of personal income verification
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Great way to expand a real estate portfolio with fewer setbacks compared to traditional loans
Interest-only Loans
Interest-only Loans
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Interest-only loans for shorter loan term periods (i.e. 1-3 years)
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Ideal for investors looking to secure a property, renovate it, then sell it and make a profit. Interest only loans will save you money and increase your ROI as long as you sell or refinance quickly.